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Important Legal Messages

The description in this website of Manzil and The Ahli United Bank (UK) PLC products is provided for information only. It is not intended to offer such products to any person, to advise any person to invest in any such products or to induce or attempt to induce any person to invest in any such products.

Nothing on the Manzil website should be construed as an offer or recommendation to acquire or dispose of any investment, or to engage in any other transaction. You should obtain relevant and specific professional advice before making an investment decision.

The information and opinions contained in this website are provided for personal use and informational purposes only, and are subject to change without notice. Nothing contained on the Manzil Website constitutes investment, legal, tax or other advice, nor is it to be relied on in making an investment or other decision.

Copyright in the pages and in the screens displaying the pages, and the information and material therein, and in their arrangement, is owned by The Ahli United Bank (UK) PLC unless otherwise indicated.

This website is provided on an "AS IF", "AS AVAILABLE" basis and The Ahli United Bank (UK) PLC does not guarantee the availability, accuracy, adequacy or completeness of the website or any information or material contained therein, and expressly disclaims liability for errors or omissions in the information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and material.

The Ahli United Bank (UK) PLC is authorized and regulated by the Financial Services Authority (FSA). Murabaha arrangements are subject to FSA mortgage regulation if you or certain of your close relatives live in the property financed by the Bank. Ijara arrangements are not currently subject to FSA mortgage regulation as they are based on a lease. Neither Murabaha nor Ijara arrangements that are used for buy-to-let purposes will be subject to FSA mortgage regulation.

The final terms and conditions applied to any application may vary according to circumstances. UK law applies. This is a brief summary to help you understand the principles of The Manzil Murabaha & Ijara Home Purchase Plans. Written information about the terms on which AUB (UK) are prepared to do business in relation to The Manzil Home Purchase Plans is available on request. Before agreeing to offer a Manzil Home Purchase Plan, we will want to satisfy ourselves about the suitability of your application. This will include assessing your ability to meet the payments and valuing the property. To help us maintain our service standards, we may record or monitor telephone calls.

The AUB group data protection policies match or exceed the European Union Data Protection requirements.

We want you to know that we are as concerned as you are about the privacy of any personal information you may give us through this website. When you visit our site you are not required to give any personal information on the public area of this website unless you choose to do so. We do currently use "cookie" technology but no private details about you are stored or passed over the internet.

The Ahli United Bank (UK) PLC is a UK incorporated company. Registered Number: 877859 England. Registered Office: 35 Portman Square, London, W1H 6LR. Authorized and regulated by the F.S.A.

The Ahli United Bank (UK) PLC is a wholly owned subsidiary of Ahli United Bank B.S.C.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP MONTHLY PAYMENTS ON YOUR HOME PURCHASE PLAN.