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Important Legal Messages The description in this website of Manzil and Ahli United Bank (UK) PLC (AUBUK) products is provided for information only. It is not intended to offer such products to any person, to advise any person to invest in any such products or to induce or attempt to induce any person to invest in any such products. Nothing on the Manzil website should be construed as an offer or recommendation to acquire or dispose of any investment, or to engage in any other transaction. You should obtain relevant and specific professional advice before making an investment decision. The information and opinions contained in this website are provided for personal use and informational purposes only, and are subject to change without notice. Nothing contained on the Manzil Website constitutes investment, legal, tax or other advice, nor is it to be relied on in making an investment or other decision. Copyright in the pages and in the screens displaying the pages, and the information and material therein, and in their arrangement, is owned by AUBUK unless otherwise indicated. This website is provided on an "AS IF", "AS AVAILABLE" basis and AUBUK does not guarantee the availability, accuracy, adequacy or completeness of the website or any information or material contained therein, and expressly disclaims liability for errors or omissions in the information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and material. References to ‘our’, ‘we’ and ‘us’ shall mean AUBUK and reference to ‘you’ and ‘your’ shall man the applicant(s). AUBUK is authorized and regulated by the Financial Services Authority (FSA). Our FSA registration number is 131818. Our registered office address is 35 Portman Square, London, W1H 6LR. Our permitted business includes entering into and administering Home Purchase Plans. You can check this on the FSA’s website www.fsa.gov.uk/Pages/register/ or by contacting the FSA on 0845 606 1234. If you ever have a complaint about our service, please contact us: …in writing to;Manzil Home Purchase Plans, Ahli United Bank (UK) PLC, 35 Portman Square, London, W1H 6LR …by phone; 0800 783 3323 We will always endeavour to resolve your complaint quickly, efficiently, and in a fair way. If we cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service who can be contacted at: Financial Ombudsman Service,South Quay Plaza,183 Marsh Wall, London E14 9SR. Their telephone number is 0845 080 1800. They can also be contacted by e- mail: enquiries@financial-ombudsman.org.uk We are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Home Purchase Plan advising and arranging is covered for 100% of the first £30,000 and 90% of the next £20,000 so the maximum compensation is £48,000. Further information about the compensation scheme arrangements is available from the FSCS. AUBUK is registered in England, registration number 877859 and is wholly owned subsidiary of Ahli United Bank B.S.C. (AUB). Please note that Manzil Ijara Home Purchase Plans and Manzil Murabaha Home Purchase Plans are subject to regulation by the FSA, if you or certain of your close relatives live in the property. Manzil Buy to Let Home Purchase Plans do not currently come within the scope of the FSA’s regime for mortgages. The final terms and conditions applied to any application may vary according to circumstances. UK law applies. This is a brief summary to help you understand the principles of Manzil Murabaha & Ijara Home Purchase Plans. Written information about the terms on which AUBUK are prepared to do business in relation to Manzil Home Purchase Plans is available on request. Before agreeing to offer a Manzil Home Purchase Plan, we will want to satisfy ourselves about the suitability of your application. This will include assessing your ability to meet the payments and valuing the property. To help us maintain our service standards, we may record or monitor telephone calls. The AUB group data protection policies match or exceed the European Union Data Protection requirements. We want you to know that we are as concerned as you are about the privacy of any personal information you may give us through this website. When you visit our site you are not required to give any personal information on the public area of this website unless you choose to do so. We do currently use "cookie" technology but no private details about you are stored or passed over the internet.
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