Standard Ijara Home Purchase Plan (click here for further information)

• Up to 65% finance is available
• Basic rent rate of 4.35% fixed until 1st April 2012 thereafter a fixed margin of 2.75% above 12 month Bank LIBOR* for the remaining term
• Basic rent rate of 3.88% fixed until 1st April 2012 thereafter a fixed margin of 2.75% above 3 month Bank LIBOR* for the remaining term
• Margin is fixed and guaranteed for the entire term
• Yearly and quarterly reviews of the basic rent
• Make full payment at any time with no early payment charge
• Make additional payments in any amount at each annual review without penalty
• Available for the purchase and refinance of freehold and leasehold properties

Buy to Let Ijara Home Purchase Plan (click here for further information)

• Up to 65% finance is available
• Basic rent rate of 4.79% fixed until 1st April 2012 thereafter a fixed margin of 3.19% above 12 month Bank LIBOR* for the remaining term
• Basic rent rate of 4.32% fixed until 1st April 2012 thereafter a fixed margin of 3.19% above 3 month Bank LIBOR* for the remaining term
• Margin is fixed and guaranteed for the entire term
• Yearly and quarterly reviews of the basic rent
• Make full payment at any time with no early payment charge
• Make additional payments in any amount at each annual review without penalty
• Available for the purchase and refinance of freehold and leasehold properties

Buy to Let Murabaha Purchase Plan (click here for further information)

• Up to 65% finance is available
• Profit rate, up to 6.5% is fixed and guaranteed for the entire term
• Monthly payments are fixed for the entire payment term
• Property registered in your name or names
• Sell the property when you wish
• Available for purchase of freehold and leasehold properties

Non-UK Residents Home Purchase Plan (click here for further information)

• Up to 65% finance is available
• Both the Ijara and Murabaha Home Purchase Plans are available
• Basic rent rate of 4.79% fixed until 1st April 2012 thereafter a fixed margin of 3.19% above 12 month Bank LIBOR* for the remaining term
• Basic rent rate of 4.32% fixed until 1st April 2012 thereafter a fixed margin of 3.19% above 3 month Bank LIBOR* for the remaining term
• Margin is fixed and guaranteed for the entire term
• Murabaha profit rate, up to 6.5% which is fixed and guaranteed for the entire term
• Purchase or refinance residential property for either letting as an investment or own use
• Application fee of 1.25%
• Available for the purchase and refinance of freehold and leasehold properties

*LIBOR - means the London Inter-bank Offered Rate, and is used as a benchmark for the pricing of the basic rent

All the above products and rates are correct as at 3rd January 2012 and are available to UK and non UK resident individuals, Trusts, Corporate entities (offshore & onshore) and Partnerships.

Finance is subject to status and valuation. Terms and conditions of the above products are subject to change or may be withdrawn at any time at the Bank’s discretion